Know you need long term care but can�t afford it? If you think with me outside the box, you will find that there are ways to pay for long term care without taking the premiums out of your budget.

If you own a CD and want to increase the income it produces, here is an approach that may provide the solution…

Are you guilty of advancing excuses for not addressing your potential long term care needs? If so, see how five common ones stand up in the real world.

Although this article uses long term care as the example, this technique can be used to squeeze more income out of any asset, especially at older ages.

One of the most vexing issues with seniors is the fact that some have Social Security retirement benefits which are taxed. Here's how to quickly calculate how much of your benefits are taxed.

Many seniors have long term care policies that pay only for a couple of years. Here is how to extend the coverage for life without premiums coming out of pocket.

Given the fact that most seniors are interested in a secure income, reducing risk and lowering taxes, here is a planning technique to consider if you are trying to increase your income.

If your 401(k) plan allows, a new law now makes the ability to have a �Roth� 401(k) permanent. Would this be to your advantage? Find out in this Roth 401(k) primer.

Are you searching for another income tax deduction and wonder whether you qualify for an IRA? If so, here are the new contribution rules--some brand new as the result of the Pension Protection Act of 2006.

Are you ready to retire and roll your qualified plan over to an IRA? If so, here are the rules and some tips that could eliminate problems with your rollover.

Roth IRAs are popular, but the rules are complicated. Take this quick 5 question quiz and see if you are up to speed on the Roth IRA.

Your IRA may represent the bulk of your estate. Care must be taken to assure that your wishes for the distribution at your death follow the rules. Here are the rules and several common mistakes to avoid.

Your IRA could be one of your biggest assets. Do you know the IRA distribution rules at death? Do you have your IRA set up so your desires match the rules? Here�s a quick primer that could help you avert costly mistakes.

Why is making the proper beneficiary election for your IRA important? Does your election follow the rules? Is it the best one for your family circumstances? Is there a better one? Find out by taking a look a few common beneficiary elections and their results.

Whether or not to sell their home is one of the biggest sources of consternation to seniors. Here are reasons to stay put and ways to remain in the home and get the equity out.

If you retire early and roll your 401(k) into an IRA, what is the best way to take out income to live on? What are the rules? What are the penalties for taking money out before the magic age of 59 �? What are the exceptions? What are the work-arounds?